Empowering Your Financial Goals with Competitive Rates

At Fleur De Lis Federal Credit Union, we believe great rates are more than just numbers — they’re a commitment to your success. Whether you're saving, borrowing, or planning for the future, our member-first philosophy ensures you always get more value.

Transparent, competitive rates with no surprises.

Flexible options for every life stage — from savings to loans.

Local decision-making that prioritizes your needs.

Illustration of APR with an upward arrow, percentage sign, and chart symbolizing rising interest rates.

Loan Rates

At Fleur De Lis Federal Credit Union, we pride ourselves on offering competitive rates that empower our members. Our average loan rate is designed to help you lend responsibly. Experience the difference with our community-focused financial solutions.

The following rates are accurate as of April 2025.  All rates subject to change without notice.

5.00% APR*

Boat, Motorcycle, RV

  • Terms up to 84 Months
  • Refinance Options Available

3.00% APR*

New and Used Auto

  • Terms Up To 84 Months
  • Refinance Options Available

0% APR

Lagniappe Club

  • $20 Monthly Club Fee
  • Various Perks Included

8.50% APR*

HELOC

  • Variable Rate, Revolving Line Of Credit
  • Terms Up To 30 Years, 10 Year Draw

8.50% APR*

Vacant Land

  • Variable Rate, Revolving Line Of Credit
  • Terms Up To 20 Years

28% APR

Zest Loan

  • Credit Builder and Payday Loan Alternative
  • No Credit Check

3.00% APR*

Share Secured

  • Low Interest Rates
  • Secured With Your Own Funds

4.9% APR*

Credit Card

  • Secure and Credit Builder Options Available
  • Great Introductory Rates

4.9% APR*

Tuition

  • Secure Your Tuition Today
  • Terms Up To 24 Months

9.90% APR*

Signature

  • Terms Up To 60 Months
  • No Collateral Required

*APR (Annual Percentage Rate) is available to borrowers who meet credit requirements. The "as low as" rate assumes excellent credit. APR may vary based upon your credit history, term of the loan, loan to value, age of collateral, type of vehicle, and other factors.  Rates are subject to change without notice.

Savings and Checking Dividend Rates

At Fleur De Lis Federal Credit Union, we pride ourselves on offering competitive rates that empower our members. Our average savings rate is designed to help you grow your wealth.

The following rates are accurate as of April 2025.  All rates subject to change without notice.

0.10%

Savings Dividend Rate

Pays monthly on balances of $100 or more

0.10%

Checking Dividend Rate

Pays monthly on balances of $100 or more

CD and IRA CD Rates

At Fleur De Lis Federal Credit Union, we pride ourselves on offering competitive rates that empower our members. Our certificate and IRA rates are designed to help you grow your wealth and save for your future.

The following rates are accurate as of April 2025.  All rates subject to change without notice.

Term (Months)

Min Bal

Rate

APY*

Rate - Checking

APY* - Checking

No items found.

*Annual Percentage Yield (APY), Terms and Conditions are subject to change without notice. A $500 deposit is required to open a Share Certificate. Other restrictions may apply. Refer to FDLFCU's Account Information and Truth In Savings for additional terms and conditions. Membership restrictions apply. Federally insured by NCUA.